Homebuyer Programs

The City of San José homeownership programs are an important component of its overall housing strategy. The following programs are available for potential homebuyers in San José:

• Teacher Homebuyer Program (THP) - Program for San José public school teachers is designed for credentialed and emergency credentialed full time teachers who teach grades K through 12 in San José.



• SJSU Faculty & Staff Homebuyer Program (FSHP) - Program for full-time permanent San José State University (SJSU) employees.



• Equity-Share Homebuyer Program - Downpayment assistance program with varying loan amounts in specific developments for low- and moderate-income first-time homebuyers.

The City of San Jose will be accepting applications for the new Welcome Home down payment program for those who have signed a purchase contract on or after August 15, 2008. Please see the Welcome Home Announcement for more information.

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Loan Documents

Please review the City's Homebuyer Loan Documents for further program details.

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Resources

The following resources may also be of use to potential homebuyers in San José:

• Neighborhood Housing Services Silicon Valley (NHSSV) - The City's primary non-profit housing partner specializing in providing programs and services for first-time homebuyers. NHSSV administer the Home Venture Fund on behalf of the City of San José.



• Homebuyer Quick Reference Guide



• Affordable Housing Development List



• City Loan Underwriting Guidelines



• Homebuyer Application



• SJSU Supplemental Application



• Lender List



• Lender Handbook



• Asset Income Worksheet



• Affordable Housing Cost Limit (AHCL) Worksheet



• No Income Affidavit



• Seller's Occupancy StatusAffidavit

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*Note to existing homeowners - If you already own a home and have questions about your City loans please contact Maria Aguilar at (408) 975-4428.

Programs : Homebuyer Programs